Money Management tips 2025 in india

We know how important it is to consider our money management tips a financial secure in a life .There are plenty of money management tips in india .In this blog you will find out what you would like to create financial stability and security .Here some of the money management tips in india 2025 based .You can choose start your money managements journey.1.The 24 Hour Rule
2.The 72 -rule for expenditure

3.30 days saving challenge
4.The 1% Expenses Cute rule
5.The cash only weekend rule
6.The 30 days rule
7.The 3-days grocery rule
8.The 80-20 investment rule
9.The 5- years rule

The 24 Hour Rule:-

whenever you see a discount or a sale you feel like buying it right away,you have to wait for 24 hours only 24 hours after 24 hours if the impulse is still there then you know
what buy it from your budget of desire.But mostly after 24 hours you realize that we got carried away.This is not necessary and a little too much for desire.

The 72 -rule for expenditure:-

It is a very intersting rules.whenever we buy something we look at its total value but if i ask you
How much do you pay for your phone every day ?
How much do you pay for your shirt evrey day ?/
How much do you pay for your car every day ?
you might not be able to calculate that.This rules says before buying anything divide it by 72 this means it will be
used at least 72 times and then in your heads see that does that number look okay or not ? This is for those things which you do not use every day if something will be
used every day divide it by 730.Whic is 2 years,365×2 then look at your spend per day if that sounds reasonable that you are ready to pay /-100 for your phone everyday
then suddenly the /-73,000 phone makes sense but are you ready to pay /-200 OR not ? then that 1.5 lakh iphone 13 pro max vvt4 that may not make sense.there is
no such phone by the way.

30 days saving challenge:-

for a month all your non-essential expenses eating out,ordering in some random subscription cut them out for a month and then see what difference it makes in your life
most likely it won make a difference but you will end up saving a lot more money feel good about your money and also not spend it on random shit.

The 1% Expenses Cute rule:-

This rule mean every month whatever your expenses are particularly your desire and needs try to cut them down by 1% .So if you spend 1,000/-on your needs and desires.
1% of that means 10 /- try to spend 999/-next month now the reason why i say that there are limitation to this rule is that you will have to spend same money to live your
life.So beyond a certain point it can not continous but unitl you can follow this 1%rule follow it.It will keep you disciplined it will force you to think about things from where
you can cut down money without of course hampering your lifestyle and your well being and will help you save a lot more.

The cash only weekend rule:-

Cash only weekend rule say which is friday ,saturday ,or sunday weekend is usually saturday and sunday you just have to use cash .Now why will this work because when you physically make
a payment using money you realize how much money you are atually spending when you are spending money digitally virtually then you do not register in your mind that you have spent so much
money because you can spend it so cash makes it real in our subconsious.

The 30 days rule:-

if you want to buy any non-essential things wait for 30 days and ask yourself after 30 days do i still want it or not ? most likely you would not want it .if you want it buy but if
you do not want it and you realize that you do not want it you were in a different mood 30 days ago you save money on something which you may have regretted .

The 3-days grocery rule:-

if you live on your own and buy groceries ,fruits ,vegetables or anything else then buy it every 3 days. do not it for a week why ?psychologically when you go shopping for a
week then you pick up more useless things that chewing gum,biscuits etc because you feel you have to plan for the whole weeks then you buy for 3 days then you tend to
pick up fresh things so you fresh you tend to pick up lesser things bacause it s only 3 days so in 3 days how many biscuits and chewin gum and maggi can you eat and
it also keeps you then healthy.

The 80-20 investment rule:-

what does it say if you invest 100/- then you will invest 80% of that in the long term passively.
what is passive investment ? where you do not have to see it every day you should actively manage 20%maximum.Because if you actively manage the most amount of money
then you will not only take stress you will also be at the risk of losing that money because you may start gambling with that money.not actual gambling but taking unnecessary
which you should not with your money.

The 5- years rule:-

Before you make any big expense like a car ,a house or anything else ask yourself that will purchase be vaild for you after 5 years or not ?and if not recosider that purchase
sometimes big expenses seem big in the moment they seem like a necessity but if you see it on a 5 – years horizon you realize that maybe this expense is not needed.

Frequently Asked Question

Conclusion

In this blog you will find out what you would like to create financial stability and security .Here some of the money management tips in india 2025 based .You can choose start your money managements journey.